Distinguished ladies and gentlemen, on behalf of the Board, Management and Staff of the National Pension Commission (PenCom), I am delighted to welcome all of you to this important conference on the developments ushered in by the Pension Reform Act, 2014, which is the first of series of such conferences scheduled to be held in all the six geopolitical zones. We are indeed honoured by the presence of very important personages from both the public and private sectors who, despite their very busy schedules, found it worthwhile to accept our invitation either as facilitators or participants to this conference.  This underscores the confidence reposed in PenCom in its modest effort at strengthening the Contributory Pension Scheme and repositioning pension administration in Nigeria.