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Guidelines & Regulations

Guidelines & Regulations

Circular on Use of RSA Balances to Repay Outstanding Financial Obligations

It has come to the Commission’s attention that some State Governments, as employers, have been requesting for deductions to be made from the Retirement Savings Account (RSA) balances of their […]

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WHISTLE BLOWING GUIDELINES FOR PENSIONS

Transparency is one of the core values of the Commission which has been encouraged amongst the operators. As a regulatory philosophy, the Commission has adopted a stakeholder approach in its […]

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GUIDELINES FOR TRANSITIONAL ARRANGEMENTS

The purpose of the guidelines is to provide general guidance on transitional matters for both the public and private sectors relating to the implementation of the Pension Reform Act 2004.

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GUIDELINES FOR THE TRANSFER OF NSITF CONTRIBUTIONS INTO EMPLOYEES RETIREMENT SAVINGS ACCOUNT

The Pension Reform Act, 2004 (the Act) provided that contributions into the NSITF scheme (the Scheme) together with accrued income shall be transferred into members. Retirement Savings Accounts (RSAs) after […]

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GUIDELINES ON DIRECT REAL ESTATE INVESTMENTS BY CLOSED PENSION FUND ADMINISTRATORS AND APPROVED EXISTING SCHEMES

These Guidelines seek to standardize procedures to be adopted by Closed Pension Fund Administrators (CPFAs) and Pension Fund Administrators (for Approved Existing Schemes) that operate Defined Benefit Schemes and have […]

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GUIDELINES FOR TRANSITIONAL CONTRIBUTIONS FUND

Many employers in their effort to comply with the Pension Reform Act 2004 (Act) have demonstrated strong commitment by remitting regularly the pension contributions of employees who have opened RSAs […]

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GUIDELINES FOR THE TRANSFER OF NSITF CONTRIBUTIONS INTO EMPLOYEES RETIREMENT SAVINGS ACCOUNT

The Pension Reform Act, 2004 (the Act) provided that contributions into the NSITF scheme (the Scheme) together with accrued income shall be transferred into members. Retirement Savings Accounts (RSAs) after […]

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GUIDELINES FOR THE OPERATIONS OF PENSION TRANSITIONAL ARRANGEMENT DEPARTMENTS

Section 30 of the Pension Reform Act, 2004 established for the Public Service of the Federation and the Federal Capital Territory, Pension Departments to be known as the Pension Transitional […]

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GUIDELINES FOR THE APPOINTMENT OF PENSION FUND CUSTODIANS FOR STATE GOVERNMENT AND RETIREE FUNDS

The need for the issuance of a Guideline in respect of appointment of Pension Fund Custodians (PFCs) by Pension Fund Administrators (PFAs) has arisen as a result of the growing […]

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GUIDELINES FOR RISK MANAGEMENT FRAMEWORK FOR LICENSED PENSION OPERATORS

A continuous process of effective risk management is critical to the safety and soundness of the operations of Pension Fund Administrators and Custodians. Furthermore, Section 66 of the PRA 2004 […]

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GUIDELINES FOR EMPLOYER CODE REQUEST

One of the functions of the Pension Fund Administrators (PFAs) according to the PRA 2004, section 45(a) is to open Retirement Savings Accounts for all employees and obtain Personal Identification […]

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GUIDELINES FOR THE APPOINTMENT OF PENSION FUND ADMINISTRATORS AND CUSTODIANS FOR EXISTING PENSION SCHEMES

These Guidelines are issued to form a basis for the appointment of PFAs by companies with approved existing schemes and to limit the assets of approved existing schemes that can […]

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