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Frequently Asked Questions

Frequently Asked Questions

WHAT IS THE MINIMUM PERIOD REQUIRED BY AN EMPLOYEE TO QUALIFY FOR PENSION UNDER THE NEW SCHEME?

There is no qualifying period for pension. If an employee works for an employer for one month, his pension contribution will be paid by the employer into the employee’s Retirement […]


WHAT HAPPENS TO EXISTING PENSIONERS WHO MADECONTRIBUTIONS UNDER NSITF?

Retirement benefits shall be paid to existing pensioners under the rules upon which contributions were made, under the supervision of the National Pension Commission.


HOW MUCH WILL AN EMPLOYEE CONTRIBUTE INTO THE NEW SCHEME?

An employee shall make monthly contributions of a minimum of 7.5% of the total of his/her monthly emoluments (i.e., monthly basic salary, transport allowance and housing allowance) into his RSA.


WHAT HAPPENS IF A PFA FAILS OR IS LIQUIDATED?

The pension funds and assets in the Retirement Savings Account (RSA) are kept by the PFC and as such the liquidation of the PFA will not affect the funds and […]


WHO IS QUALIFIED TO BE LICENCED AS A CLOSED PFA?

Any employer having existing pension fund assets worth N500,000,000 or more who also meets the requirements of the Pension Reform Act 2004may apply to the National Pension Commission for a […]


WHEN WILL I HAVE ACCESS TO MONEY IN MY RSA?

Access to the RSA will only be allowed upon retirement. If an employee retires at the age of 50 years or more he/she can have immediate access to the RSA. […]


WHAT HAPPENS TO THE CONTRIBUTIONS OF THOSEEXEMPTED FROM THE NEW SCHEME BUT HAVE MADECONTRIBUTIONS UNDER NSITF SCHEME?

The contributions into NSITF made by those exempted from the new scheme shall be computed and credited into their respective RSAs opened by the NSITF pending the retirement of such […]


WHAT ARE THE MAIN FUNCTIONS OF THE NATIONAL PENSION COMMISSION?

The National Pension Commission issues licences to PFAs and Custodians, regulates their activities and generally formulates, directs and oversees the overall policy guidelines on pension matters in Nigeria.


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